Shirley Bardenhorst – Shirleys Creations

The quiet closures: Why our shopping experience is changing forever.

By Shirley Bardenhorst September 2, 2026 5 min read

TFG is shutting down nearly 300 stores, including familiar names like Sportscene. This isn't just about retail; it's about the memories and communities we're losing.

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Money Tips

That grocery app isn't saving you time — it's costing you money.

By Shirley Bardenhorst August 25, 2026 6 min read

We all love convenience, but these apps are designed to subtly nudge you towards impulse buys and premium swaps, making your basket heavier and your wallet lighter.

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Small Business

Thinking of a custom kitchen? Don't start with the sketch.

By Shirley Bardenhorst August 23, 2026 7 min read

Learn why the true success of custom kitchen design lies in understanding human elements and planning long before materials arrive. Avoid common, costly mistakes.

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Money Tips

It's not just about the game – here's why sports braais are family magic.

By Shirley Bardenhorst August 13, 2026 6 min read

Beyond the screen, sports braais create an atmosphere where everyone, from kids to uncles, finds their reason to gather. Discover the real joy of these memorable family events.

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Money Tips

Is your grocery bill secretly higher than you think? One month of tracking reveals the

By Shirley Bardenhorst August 12, 2026 6 min read

Inflation numbers don't tell the whole story. See how categorising every item bought exposed the real cost of family groceries and impulse buys.

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Money Tips

R100 power gone in days? I tracked my usage to find the culprit.

By Shirley Bardenhorst July 30, 2026 5 min read

Putting R100 into the meter felt like throwing money away. I started an electricity diary to expose the real power drain in my home. You won't believe what I discovered.

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Investing

My income is unpredictable, but my retirement savings aren't.

By Shirley Bardenhorst July 18, 2026 6 min read

It's easy to put off retirement planning when your pay varies. Here's how to make consistent contributions a reality, no matter what your monthly income looks like.

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SARS

Is your side hustle paperwork a total disaster? Mine was.

By Shirley Bardenhorst July 18, 2026 6 min read

Stop relying on screenshots and faded slips. Discover the simple, grown-up system that transformed one side hustler's chaotic financial records into organised, SARS-ready proof.

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Small Business

Is 'simple' turnover tax actually costing your business more than you think?

By Shirley Bardenhorst July 18, 2026 5 min read

Many small business owners are drawn to turnover tax for its apparent ease. But if you have thin margins and high expenses, this 'simple' approach could be a costly mistake.

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SARS

Your side hustle is thriving — but are you ready for the tax surprise?

By Shirley Bardenhorst July 18, 2026 6 min read

That moment your side hustle profit crosses into 'proper money' means new tax rules. Find out how provisional tax changes your financial responsibilities.

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